Month: May 2013

Hidden Costs Associated with Variable Universal Life (VUL) Insurance Policies

The various costs associated with variable annuity policies includes surrender charges and fluctuating costs of insurance charges, all of which means that the underlying cash values of the Variable Universal Life policy must work that much harder in order to maintain (and pay for) the life insurance benefit provided by the policy.  Other monthly deductions […]

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Variable Universal Life Horror Stories

The replacement of paid-up whole life insurance policies by Variable Universal Life (VUL) insurance policies has seen many retirees lose a lifetime of savings in a matter of years, due to various of the hidden cost features of Variable Universal Life insurance.   Whole life insurance policies offer life insurance coverage for the lifetime of […]

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