Category: General

Governor Cuomo Announces Best Interest Standard Proposal for Life Insurance Sales

In a Press Release dated December 27, 2017, New York State Governor Andrew Cuomo announced proposed Department of Financial Services regulations which would require that life insurance and annuity sales in New York State to meet a “Best Interest” Standard.  Proposed legislation is now designed to protect consumers from high insurance costs and conflicts of […]

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VIX ETF’s Wreak Havoc on Small Investors

The market volatility of the first half of February of this year has seen small investors lose hundreds of millions of dollars in VIX ETF’s they should never have been invested in the first place.  These unsuitable VIX ETF’s and investments include: VelocityShares Daily 2X VIX Short-Term ETN (TVIX) ProShares Short VIX Short-Term Futures (SVXY) […]

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Insurance Department Regulation No. 60 Violations Harm New York State Investors

New York State Investors who have purchased insurance contracts have been subject to unnecessary requirements imposed by replaced insurers on replacing insurers.  This fraudulent tactic includes the improper, suggested requirement of the provision of non-required documents and information purportedly needed to complete a Disclosure Statement as required under Department Regulation No. 60. Unfortunately, replaced insurers […]

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SEC Suggests Adult Protective Services (APS) Workers to Protect Seniors From Investment Fraud and Victimization

In an investment alert dated May 9, 2017, the SEC Office of Investor Education and Advocacy suggested steps for Adult Protective Services (APS) workers and others on how to assist and prevent senior victimization of investment fraud. The investment alert particularizes a checklist of tell-tale signs of possible fraud, (such as high pressure sales tactics, guaranteed […]

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