Indexed Universal Life Insurance (IUL) Fraud

The last decade has seen  many thousands of Americans approaching or in retirement lose a considerable portion of their net worth and available cash flow due to improperly sold Indexed Universal Life insurance policies. Sales materials associated with Indexed Universal Life policy presentations have been found to include misrepresentations of performance and anticipated returns, while also failing to disclose considerable downsides associated with these policies.

These complex policies also include high fees and expenses, limited returns, the possibility of policy lapse due to excessive premium payment requirements, as well as significant losses associated with surrender charges.

Has a financial advisor improperly sold you an expensive and inappropriate Indexed Universal Life insurance policy?

We offer a free initial consultation to individuals who have purchased universal index life insurance policies. For an appointment contact Star at the Law Offices of Timothy J. O’Connor at 518-426-7700 or e-mail to star@tjolaw.com.

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