Stockbroker Law - Wednesday, October 07, 2015
Required Minimum Distribution Calculator

The Financial Industry Regulatory Authority maintains a required minimum distribution (RMD) for purposes of helping investors determine their required minimum distribution from an IRA or 401(k) account. Investors in these types of accounts are required to begin withdrawing money by April 1st of the year following the year in which they turn 70 1/2. Failure to make the timely required minimum distribution withdrawals can subject you additional taxes. Also notable, a retiree with a spouse more than ten years younger is required to use a separate joint life expectancy table (IRS Publication 590) which generally produces a lower required distribution.

FINRA maintains a required minimum distribution calculator on its website which can assist investors in getting a better understanding of the required minimum distribution for any given year.

We offer free initial consultation to investors who feel they may have been victimized and sustained unnecessary losses through improper required minimum distribution withdrawals, instructions or advice. Please contact our offices at (518) 426-7700 to arrange a free initial consultation.


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